So, is Arias Agencies a pyramid scheme? The answer is no. The company sells legitimate insurance products and follows state and federal regulations. Is Arias Agencies Really a Pyramid Scheme? A pyramid scheme typically involves participants earning money primarily for recruiting new members rather than selling products. It's a pyramid scheme that sells insurance. If you join his "agency" you're becoming a part of his downline so that he can hopefully profit off of anything that you sell.
It's a pyramid scheme that sells insurance. If you join his "agency" you're becoming a part of his downline so that he can hopefully profit off of anything that you sell.